InsureTrax is the insurance claims half of RoofTrack360 — supplements, contingency agreements, adjuster emails, weather records — sold standalone for restoration contractors who don't need estimates or a sales pipeline, just clean claim documentation.
We carved out the Insurance Claims module from the full RoofTrack360 platform so you only pay for what you actually use.
One central record per claim — homeowner, carrier, policy #, claim #, adjuster, dates, status, weather.
Open-Meteo lookups by date + address. Wind, gust, hail, precip, temp range — automatic, never lose a storm record.
Each supplement is its own filing with isolated files, narrative, and a 1-page cover sheet PDF — no more bleeding evidence between filings.
Upload damage photos with auto-retry on cellular. Attach YouTube / Loom / Drive links for drone walkthroughs.
Editable contingency agreement generator with DocuSeal e-signing — homeowner, carrier, adjuster all CC'd.
Verified domain (e.g. yourcompany.com) — supplements arrive in the adjuster's inbox under YOUR brand, not a generic platform.
Code & track denials, build appeal narratives, attach evidence, and email the adjuster a clean dispute packet.
Every send, sign, photo, supplement, and dispute is auto-logged on a per-claim timeline you can show the homeowner.
Public adjusters typically take 10–20% of the settlement to negotiate denials and supplements on your behalf. InsureTrax replaces that fee with software.
Our system runs AI-powered insurance policy analysis on the homeowner's actual policy and pairs it with building code & zoning adherence checks for the property — so when a carrier denies coverage or short-pays a supplement, you have a defensible, citation-backed dispute packet ready to send. No more splitting profit. No more waiting on a third party.
Upload the policy PDF — AI extracts coverage limits, exclusions, endorsements, and lines up the carrier's own language to dispute denials.
Property-level zoning + IBC / IRC code lookups so you can argue Law & Ordinance, matching, and code-required upgrades line by line.
Math check — on a $40,000 storm claim, a public adjuster takes $4,000–$8,000 off your settlement. InsureTrax costs you $99/mo. Even on a single claim per quarter, you keep thousands more.
If you don't sell roofs door-to-door — you negotiate with insurance carriers — you don't need a full CRM. You need clean documentation, fast supplements, and a record you can defend.
When you log in to InsureTrax, you'll see these tabs greyed out with an "Upgrade to Pro" CTA. Your data is yours — upgrade later and they all light up instantly with no migration.
Three scenarios from typical storm-claim work — and exactly how InsureTrax armed the contractor with the citation that flipped the carrier's decision.
Show me citations for my state
Don't see your state? InsureTrax supports all 50 — these are just the most common storm markets.
Carrier said
Hail damage to the rear slope. Will only pay to replace the rear slope; refuses to match the other 3 slopes.
InsureTrax cited
Policy Endorsement HO-365 (Matching of Undamaged Property) + NC GS §58-3-200(d) & 2018 NC Residential Code R908.4 (replacement materials must match in color, type, and quality).
Outcome
Carrier reversed within 6 days. Full roof replacement approved.
+$11,400
supplement paid
Carrier said
Approved tear-off + shingles only. Refused drip edge, ice & water shield, and synthetic underlayment as "betterment."
InsureTrax cited
Policy Section I — Coverage A — Law & Ordinance + IRC R905.1.1 (drip edge required), IRC R905.1.2 (ice barrier required where mean Jan. temp ≤25°F — applies to NC mountain counties).
Outcome
All three line items reclassified as code-mandated. No deductible reapplied.
+$3,840
supplement paid
Carrier said
Paid ACV. Refused to release recoverable depreciation, citing missing line items in the contractor's invoice.
InsureTrax cited
Policy Section I — Loss Settlement (b)(2) — RCV release is contingent on completion of repairs, not invoice line-item matching. Generated a code-tagged invoice cross-walking each Xactimate line to the carrier's original estimate.
Outcome
Carrier released full depreciation within 9 business days.
+$7,200
depreciation released
Scenarios composited from typical storm-claim outcomes. Specific code citations and outcomes will vary by state, policy form, and carrier — InsureTrax pulls the correct citations for your jurisdiction automatically.
Both plans include every InsureTrax feature. The only difference is how many claims you file per month.
For solo restoration contractors and storm-work shops running 5-10 claims a month.
For shops running storm work at scale with a busy claims book.
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